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Pradhan Mantri Jan Dhan Yojana is a financial inclusion program of the Government of India open to Indian citizens that aims to expand affordable access to financial services such as bank accounts, remittances, credit, insurance and pensions. This financial inclusion campaign was launched by the Prime Minister of India Narendra Modi on 28 August 2014. He had announced this scheme in his first Independence Day speech on 15 August 2014. PERFORMANCE: Due to the preparations done in the run-up, as mentioned above, on the inauguration day, 15 million bank accounts were opened. The Prime Minister said on this occasion- "Let us celebrate today as the day of financial freedom." By September 2014, 30.2 million accounts were opened with State Bank of India 2.99 million accounts, Canara Bank 1.621 million accounts, Central Bank of India 1.598 million accounts and Bank of Baroda with 1.422 million accounts. On 20 January 2015, the scheme entered into the Guinn