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How to check creditworthiness? Answer- Checking Creditworthiness of investor by using Pan card. Checking the average 6months to 1year Bank Statements. If investor have credit card then Checking the limit of credit card. By taking the sign of investor on the form which mention that investor cannot sell the securities without the repayment of loan. If Students fail to pay money then responsibility will shift to the parents. Yolo loan Minimum Amount- Rs.500 Interest Rate- Amount available as a loan Interest Charge (per month) Rs.500 to Rs.1000 Rs.10 Rs.1000 to Rs.1500 Rs.20 Rs.1500 to Rs.2000 Rs.30 Amount above Rs.2000 we can charge 1.5% interest rate monthly. Time Period- You can get a loan for 3 months.